Financial wellbeing should be seen as part of a person’s overall health and wellbeing, and can be defined as:

  • being able to respond to unforeseen expenses
  • understanding how to financially plan for the future
  • managing debt and a budget properly
  • contributing to a pension scheme
  • having the knowledge to make good financial decisions and understanding of where and how to seek advice and support
  • being free from financial worry and distress

CUH salary advance

Supporting staff through times of need

We recognise that some of our staff may experience financial hardship. This may be due to many factors such as additional, unexpected (and hopefully temporary) costs being incurred, or through the loss of household income. Whatever the reason, this will undoubtedly cause pressure and anxiety for members of our staff.

In order to support staff experiencing financial hardship during these exceptional times, the Trust is able to provide a number of interest-free salary advances of up to 4% of the basic annual salary, capped at a maximum of £800. This would then be paid back to the Trust, via salary deductions at an agreed rate, over a maximum 12-month period. The loan scheme is available to staff who earn up to the full time equivalent of £45,000 per annum and will be running for a limited time only.

It is important that this scheme does not exacerbate financial difficulties and lead to a staff member experiencing unmanageable debt further down the line.

Please note that in order to apply for financial hardship support, staff will be required to provide details regarding their personal financial circumstances, including if their current situation relates to the current pandemic. Any applications made will be managed discreetly.

To apply for this interest free loan please contact:

Application form – Salary Advance July 22


Please refer to the following national organisations for further advice:

Citizens Advice

Citizens Advice provides information and advice on a range of topics including cost of living.


MoneyHelper provides free, independent support. NHS England has been working with the MoneyHelper Service (Formerly the Money Advice Service or Money and Pensions Service), which is an organisation that works to improve financial wellbeing for people across the UK.

Free and impartial help with money, backed by the government | MoneyHelper

NHS telephone support line: 0800 448 0826
NHS people can call this support line, provided by the MoneyHelper Service, for free and impartial money guidance.
Monday to Friday, 08:00 to 18:00.

Add +44 7701 342 744 to your WhatsApp and send the MoneyHelper Service’s national support team a message for help with sorting out your debts, credit questions and pensions guidance.

Chat to one of the MoneyHelper Service team via their online portal here.

Cambridge City Council

Cambridge City Council provides a range of local services and information to help people stay healthy when they have money worries.


There is a foodbank collection point on site at Addenbrooke’s outside M&S for anyone who wishes to make a donation to the Cambridge City Foodbank, which is seeded by the Trussell Trust.  Foodbanks provide emergency food and compassionate, dignified support to people in a crisis and use a referral system.  Information is available on the following pages if you know of anyone who may benefit from this type of support.

Cambridge City Foodbank | Helping Local People in Crisis